The British government will stop transfers of millions of pensions from April 2015. Ensure your pension isn’t locked in the system.

Did you know that you could increase your income by up to 45% in retirement through finding the right pension solution in the jurisdiction to suit your tax position?

Pension reform is happening in the UK, we can help you understand this reform, and how it could limit your options / opportunity for future pension freedom for you and your family.

Understand the risk of leaving your pension tied up in the UK pension system which is massively in debt. As an expatriate you currently have options in the form of regulated offshore pension schemes (QROPS)

The UK Chancellor has announced the most radical shake up of the UK pensions industry in decades. There will be winners and losers. UK state and civil service pensions are the first to be hit. From 6th April 2015 you will not be able to transfer those pensions outside the UK under any circumstances.

Who knows what will happen in the future as government looks for more ways to keep your pension under their control.

As time is ticking you could face a big shock later this year if your pension is part of one of the schemes which has been closed due to the rules of pension reform.

Leaving your pension stuck in the UK system either voluntarily or more likely because of legislation changes could well leave your pension income in an extremely vulnerable position.

You may not be able to change the currency your pension income is paid in. If UK decides that it needs to boost exports by reducing the value of sterling your pension income could fall suddenly with no way to stop it. A real example of this here in Thailand was 2008 when GBP fell from THB 70/£1. An individual who earned £1,000 income enjoyed THB 70,000 per month, but when sterling fell had to struggle with only THB 50,000 per month for over 3 years. Could you afford to have your pension income fall by around 30% and retain the same lifestyle?

Tax rules could change. Money that you’d planned to hand over to loved ones may now be headed straight to the tax man.

Protect your pension from the cash strapped UK Government while you still can

It doesn’t matter which party comes into power, as the UK struggles to repay its debt, all pensions are beginning to look ever more attractive.

They’ve started with civil pensions. If that proves profitable what will stop them wanting more?

Understanding your entitlement with an independent expert gives you peace of mind and control over what is your money, and your future. Can you run the risk of that control being taken out of your hands?

Learn more about the key benefits of a UK pension transfer using QROPS

• You can leave ALL unused pension funds to your beneficiaries free of UK IHT.
• You can take a tax-free lump sum of up to 30%.
• The scheme enables you to take income from your pension in a much more tax efficient way.
• You can withdraw your pension income and other benefits in the currency of your choice with no FX costs.
• You’ll enjoy much greater investment freedom.
• Once you’ve transferred your UK pension it will be free from future UK legislation changes.

As QROPS Thailand works with the largest offshore financial network in the world, we are able to offer the top pension providers in the offshore market, in many cases at reduced cost to you.

Through improving the tax position of your pension, and having control over the investment of your pension retirement income gains can be made on over 70% of pensions.

Find out how much better off you could be, by having your pension reviewed by an independent professional, at no cost or obligation to you.

Be aware that not all schemes can be transferred, and in some cases it is not beneficial to you to make the transfer from your current scheme.

Please contact us to arrange a free, no obligation consultation or alternatively get your free QROPS information pack.